The Freedom Law Firm is a family oriented law firm in Orlando, FL that handles foreclosure defense cases and personal injury / auto accident cases. While other Orlando foreclosure defense firms may rush past important details, we thoroughly examine all facts and legalities in intimate detail to ensure our client receives the best representation possible. We are compassionate and caring people who actually care about the individuals we represent.

We are empathetic with the current economic conditions and understand that there could be several reasons for seeking our Orlando foreclosure defense services, and we will try to be accommodating to your financial situation. We understand that bad things happen to good people, so we want you to know we will be there for you!

The Freedom Law Firm of Orlando focuses on foreclosure defense and personal injury / auto accident cases. Contact Us Today At 407-883-2618 for more information on our Orlando foreclosure attorney services.

Orlando Foreclosure Attorneys & Car Accident Lawyers

Freedom Law Can Help Stop The Bank From Taking Your Home

      Average cost of car accident injuries is 12k to 20k: What To Do If It Happens To You

      On Average, There Is A Car Accident In Florida Every 2 Minutes And 18 Seconds.

New Orlando Foreclosure Attorney Posts:

    Why Is My Insurance Paying For The Car Accident That Was Not My Fault?

     Car Accident In Company Car: Use Worker’s Comp Or Personal Car Insurance?

      After An Accident, Don’t Let Invisible Injuries Go Unnoticed

      You’ve Just Been Served: CHOOSE YOUR NEXT ACTIONS CAREFULLY

      Jose E. Vidal vs Suntrust Bank: Incorrectly Served Papers Reverses Foreclosure Decision

     Courts Finally Require Banks to Adhere to the Requirements of the Law……and Common Sense.

      Home Foreclosure: What Is A Plaintiff’s Motion For Summary Judgment?

       The Amended Complaint: I’ve Already Been Served One Complaint, So Why’s The Bank Filing Another?

      Foreclosure Defense: Haven't Been Served? Then Motion to Quash

Car Accident Lawyer Blog

Foreclosure Attorney Blog

Freedom Law Blogs:

¿Hablas español? Haga clic aquí!

    Orlando Foreclosure Defense: Discovering Your Case

Orlando Foreclosure FAQs

Deed In Lieu of Foreclosure

Florida Foreclosure Lawsuit Process

Mortgage Default: The 1st Step

Foreclosure Reinstatement

Florida Foreclosure Alternatives

Bank Loan Modification

Orlando Foreclosure Defense

Right Of Redemption

Strategic Default

Mortgage Default

Auto Accident Attorney

Auto Insurance Release

How To Get A Copy of The Promissory Note In Your Foreclosure Action

Auto Accident Attorney Orlando

Learn Your Options:

Freedom Law Attorney Blog Posts

Already a Client?

Exchange Secure Messages with Your Attorney

View Future Court Dates and Appointments

View Billing Statements & Current Balance

Register

Log In

Already registered with mycase.com?

Our Focus:

Want to follow the latest updates with Freedom Law? Follow us on Twitter!

Had a good experience with The Freedom Law Firm? Take a second to like us on Facebook.

Like us on Fb

Clients

Our Work

Aggressive Foreclosure Defense

We fight tooth and nail to stop the bank from foreclosing on your home.

Auto Accident Compensation Recovery

We brawl with the insurance companies to get you the money you deserve.

MORE AUTO ACCIDENT POSTS  >>

MORE FORECLOSURE DEFENSE  >>

THE FREEDOM LAW FIRM – The Name Says It All

The Freedom Law Firm, it’s a strong name with an even stronger meaning. However, our firm didn’t choose our name simply because it’s catchy or that we wanted to plaster it across some advertising billboard. We chose the name because we really do want to provide you FREEDOM. Freedom from the bank calling or writing you threatening letters reminding you how much you owe them. Freedom in the form of a loan modification that you obtained which helps you to pay a reasonable monthly mortgage and keep your home, and still have some money left over to spend on your family and other necessities. Last but not least, freedom from the fear and stress of constantly worrying that the bank can swoop in at anytime and leave you and your family on the street.

Our goal is to strategically and aggressively advocate for your rights in order to provide you these Freedoms, both financial and emotional. Every month we strive to achieve this goal in one form or another by having cases dismissed, final judgments defeated and deficiency waivers obtained. Remember while, we aggressively fight the banks’ attorneys and defend your case in the Courtroom, it is important that you are taking proactive steps towards keeping your home as well!

READ MORE  >>

Posted September 2nd 2014 by Attorney Stites

When a Different Lender Tries to Foreclose…

MERS or MERSCORP: The Name Says It All!

One of the strongest arguments a foreclosure defense attorney can raise is Plaintiff’s lack of Standing. Specifically, standing requires that the party prosecuting the action have a sufficient stake in the outcome and that the party bringing the claim be recognized in the law as being a real party in interest entitled to bring the claim. Without standing, a Bank is precluded from suing you for foreclose and as a result, is not entitled to take YOUR home. One way to prove a Plaintiff does not possess the requisite legal standing is to show a break in the chain of title. For example, you, the borrower, originally took out your loan with Bank “A”, but now, 5 years later Bank “C” is filing a foreclosure against you. Naturally you may be thinking, who heck is Bank “C” and how did they get their hands on my loan? That is a great question. There MUST be a legal nexus between the two. In order to lawfully transfer the interest in a loan, the bank generally does one of two things: 1) the original mortgagee may endorse the Note to a third party or 2) they may assign the mortgage to a third party. It is the latter that we will be focusing on here today. When assigning a mortgage, most lenders use an entity called Mortgage Electronic Registration Systems, Inc. or MERS for short. MERS acts as a “Nominee” for the lender and typically handles the assignments of mortgage from the original lender to a third party.

READ MORE  >>

Posted September 19th 2014 by Attorney Stites

Moments of Encouragement: Don’t Stop Fighting.

Posted September 22nd 2014 by Attorney Stites

Often times, the foreclosure process can be a time of overwhelming stress and doubt and this is never more true than when it comes to loan modification. It may seem like no matter how many times you call the lender and no matter how many documents you gather pursuant to their specific requests, that the lender just will not work with you. While this discouragement is understandable, we wanted to take a moment to highlight a recent success story that proves that with enough hard work and prayer, things can turn around.


Recently, we had a client that attempted loan mod on multiple occasions only to be denied every time. However, this client did not give up and while we continued to zealously defend the case and prevent the bank from stealing the home, this client continued trudging ahead don the path of loan modification. After almost a year of defending this particular foreclosure, the client was able to use this time to work directly with their lender and obtain a permanent loan modification in which the principal was reduced by over $200,000. This means the client was able to not only stay in their home, which is always the ultimate goal, but save over $200,000 in the process. While loan modifications like this are far from guaranteed, it is instances like these highlight the importance of you, the client, actively working on loan modification with the bank, while we diligently fight their attorneys in the courtroom.


READ MORE >>

An Important Topic Worth Reiterating

     A little over a year ago we posted an incredibly informative and important blog entitled: You've Just Been Served: CHOOSE YOUR NEXT ACTIONS CAREFULLY. In the 13 months following this blog, we've still noticed an alarmingly high number of clients that come through our doors wherein they've been served and either failed to file any paperwork whatsoever, or thought it best that they file their own paperwork and then seek out the advice of experienced counsel after the fact. Both of these options are strongly discouraged and can significantly hinder your foreclosure defense which ultimately results in less time in your home! So for those reasons, please take a few minutes and re-read the below blog. Doing so can mean the difference in saving your home and losing it to the bank within months.

You've Just Been Served: CHOOSE YOUR NEXT ACTIONS CAREFULLY

    Ok, so your finances have taken a hit and as a result, you haven't made your mortgage payments in months, if not years. You know you're probably going in to foreclosure any day now but for some reason the bank just hasn't done anything about it. You begin to wonder if the bank is ever going to make good on their threatening letters and then...... boom! The process server knocks on your door and that lingering dread becomes a reality. It's official, the foreclosure that has been looming over your whole life has come to your doorsteps. What do you do now?

    Having had much experience in the world of Florida foreclosure defense, I've seen thousands of people take one of three main courses of action. First, and probably the most detrimental to your foreclosure defense, is the all too common, simply do nothing approach. Many times when people are served, they simply do nothing about it whatsoever. Now this may be for a myriad of reasons, whether it be that they just do not want to face the realization that they are in fact being foreclosed on and subconsciously just want it to go away, so they avoid facing the problem altogether. Others may just not have the requisite funds to hire an experienced foreclosure attorney and simply do not understand the legal ramifications of failing to respond . Whatever the case may be, when an individual is served with a Summons and copy of the Foreclosure Complaint, they will generally have 20 days to file a written response with the Court.


READ MORE >>

Revisiting the Topic: You Have Just Been Served, Choose your Next Actions Carefully

Posted October 2nd 2014 by Attorney Stites

Discovery is an invaluable weapon in the fight to defend your home against the banks. You may be curious as to just what discovery is and why it's so vital to the defense of your foreclosure. Discovery is an umbrella term that describes the process of obtaining information from the other party in a lawsuit, which in turn helps you formulate your defenses and build the strength of your case prior to any trial or final summary judgment. Think about it in this context, if you are being sued by the bank and they are alleging that they are entitled to foreclose on your home, you must find out exactly what evidence, if any,  they are basing these allegations on. Such as, does this new bank, whom I've never directly signed a contract with, even have the right to foreclose on MY home in the first place? This is a GREAT question, and to answer that you'll want to see the Promissory Note to see if there's any endorsements or copies of any Assignments of Mortgage. Further, if the bank is stating that you owe hundreds of thousands of dollars, it's only logical to require them to provide an itemized accounting/validation of that debt.

In order for parties to obtain these vital bits of information needed to properly defend a foreclosure, the Florida Rules of Civil Procedure have set forth a means by which to accomplish this end, and those legal avenues are specifically outlined in Rules 1.340, 1.350 and 1.370. Namely, the three different types of discovery set forth in the aforementioned rules, are Interrogatories, Requests for Production and Requests for Admissions. First, Interrogatories are simply questions you ask the bank, such as, "Has the subject Mortgage ever been assigned to any other person or entity? If so, please specifically identify said person/entity." Second, Requests for Admissions are exactly what they sound like, you're asking the other party to admit or deny certain facts that are pertinent to your case, such as, "Admit that Plaintiff does NOT have the legal right to foreclose on my client." As you can see, if Plaintiff admits this, or fails to respond within 30 days (as set forth by The Florida Rules of Civil Procedure), it can build crucial evidence which fortifies the strength of your defense. Lastly, Requests for Production are a means to obtain actual documents from the other party, such as the Mortgage and Note, for which they are basing their claims.


READ MORE >>

How To Build Your Case Against the Bank: Discovery!

Posted October 16nd 2014 by Attorney Stites

(407) 883-2618

Auto Accident & Foreclosure Defense Lawyers

Home | Auto Insurance Release | About Orlando Law Firm | Orlando Personal Injury Attorney | Foreclosure Defense Attorney Orlando | Deed In Lieu of Foreclosure | Process in a Florida Foreclosure Lawsuit | Mortgage Default – The First Step | Contact Orlando Law Firm | Blog | Freedom Law Attorneys

C.W. Franklin & Mike Stites Attorneys At Law

Phone (407) 883-2618

The Freedom Law Firm, P.A.

P.O. Box 1987

Orlando, FL, 32801

Fax: 407-286-0255

¿Hablas español? Haga clic aquí!

(407) 883-2618

02.

Freedom Blogs

03.

Auto Accident

05.

Ask the Attorney

04.

Foreclosure Defense

Foreclosure Auto Accident

01.

Home Page

Home