Know your rights!
Don't let an insurance adjuster deny your claim!
The FREEDOM LAW FIRM will fight for you!
We will fight for free!
We will not ask for anything until you get money!
Have you been in a car accident? Are you hurt but youdon't know how you can pay the doctors or hospitals?Are you afraid that your injuries are so small that no one will take you seriously? Have you been told that you can not get help because you have a pre-existing injury to the same location? Did the insurance company deny your claim? We would be pleased to serve you and help you find answers. We will work diligently to find answers and we will ensure that all of your medical expenses are paid for. If you don't get paid, then you owe us nothing. You have no obligation.
The Freedom Law Firm of Orlando focuses on personal injury, and foreclosure defense. Contact us today 407-883-2618 for more information on our Orlando Law services.
Car Insurance and Auto Accidents: Are You Covered?
Do not worry about money, we have several strategies to ensure your medical costs get paid. We are a team of professionals who vindicate our client's rights zealously. Many times people are told that they have prior injuries, so they will not be compensated. This is NOT true! Many times people are denied coverage by insurance companies. This is also NOT true! Let us examine your case for FREE to find out if you are eligible for settlement money.
1. Who will pay the doctor bills and fix my car if the other person has no insurance?
Even if the other driver doesn't have any insurance, you may still be covered. There may be other sources of insurance. Let us help you. We can look at your policy and tell you if you have uninsured motorist coverage, which is insurance coverage which can compensate you if you are involved in an auto accident with someone who has no insurance or is underinsured. This is a very important part of our work for our clients. Available coverages and payment sources that are available, may not be obvious. We have a lot of experience in this area and we will help you find all sources of payment and insurance coverage.
2. If Your Auto Accident Claim is Denied
in whole or in part, there could be many legitimate and reasonable reasons. Most have to do with limits in your coverage. You can check the denial letter against your policy to see if the denial seems legitimate or not. If you still think your claim was unfairly denied, let us investigate for you and find out their true insurance policy limits. Many times we find that insurance companies are wrongfully denying claims. Immediately after one of our attorneys are assigned to the case, we conduct an investigation and usually find that the insurance has not conducted their own investigation, but instead, are wrongfully denying a claim because they have an interest in saving their employer money. It is wrong for insurance companies to bully people around, and when we find that they have wrongfully denied claims, we sometimes get payouts which are much greater than their policy limits.
3. What if I have already been hurt before? I have already collected money from an insurance company from an injury in the same part of my body. What if the injury is in the same place as the last accident?
A previous injury does not affect your claim whatsoever. If you have been in a previous auto accident, and another insurance company gave you money, give us a call. Just be completely honest about your prior injuries. Do not give statements or sign any forms until you speak to one of our attorneys. Your body may be much more susceptible to injury in the area that was previously injured. Many times a prior injury will actually be exacerbated by the most recent accident, and you will be required to receive more medical treatment than the average person who went through the same accident. This only means the insurance company is liable for more medical expenses. It absolutely does NOT mean that the insurance company will not pay you, it actually means they will pay you MORE.
4. How much time do I have to make a decision?
The sooner you take action, the better! Don't hesitate to go a doctor because you don't have money. Do not be afraid of mounting hospital bills. We will ensure that all of your medical costs are paid for, and the insurance companies pay all of your bills.
But whatever you decide to do, don’t wait too long to do it. If you sit on your claim for too long, you may lose the right to sue in court to get your recovery. Each state has a statute of limitations (a time limit for filing a lawsuit in court). In most states, the statute of limitations for personal injury claims is 2 or 3 years, but could be shorter or longer. An attorney will be able to advise you.
5. What should I know about the responsible party’s insurance company after an automobile accident?
You should understand that you are not on an equal playing field when dealing with an insurance company following an accident. Insurance companies are skilled at accident investigation and claims practice. These claims adjusters work for the responsible party. They do not represent you. Do not give a statement of any kind or sign a release before you have spoken to an automobile accident attorney.
6. Is an investigation needed in an automobile accident case?
Absolutely. In most situations, an insurance company will perform an investigation immediately after the accident. This puts injured people at a disadvantage. It is important that you retain an experienced automobile accident attorney who has the resources to immediately investigates the case. We have consulting accident investigators and engineers who we utilize when needed.
7. Should I release my medical records to the insurance adjuster?
Definitely not. Releases should only be signed under limited circumstances and only after consulting with an automobile injury lawyer. Remember that the insurance adjuster is not your advocate. Do not give statements or sign any releases before consulting a personal injury lawyer at THE FREEDOM LAW FIRM.
8. What damages can be recovered in an automobile accident injury or death case?
An injured person may be entitled to recover all of his or her past and future medical expenses; past and future loss of income; past and future pain, suffering, and emotional distress. In some cases, punitive damages may be awarded to punish the defendant.
9. How much money is my Florida automobile accident case worth?
In Orlando your case is worth either what you agree with the insurance company it's worth or the amount of a cash awarded by a judge and jury. We examine all of the conditions surrounding your case in order to arrive at a figure that we believe the insurance company must pay for your injuries. Generally, the dollar value is dependent upon the type and extent of your injuries. Other factors influencing the dollar value of your case are the amount of medical bills, length of treatment, frequency of treatment, future medical bills, permanent disabilities and any other damage that can be documented. We study every detail so that we can get you the money you deserve for your injuries.
10. How long will it take to get a fair and reasonable settlement offer?
A case can vary in length from weeks, months, to even years in some instances. Typically, you will get paid after you have healed from our injuries and have been released by the doctor. This is the best way you can be assured of receiving full compensation for your injuries. We want you to get this compensation for your injuries, so we wait until treatment is completed before telling the insurance company how much your case is worth. While we wait for your treatment to be completed, we gather information that increases the value of your case. We constantly do everything we can to move your case forward toward settlement.
11. Will I have to go to court?
If the insurance company agrees to pay what we believe your case is worth and you wish to settle for that amount, then your case will not go to court. This is what happens in most situations. Some cases do require a trial proceeding. In either situation, hiring a law firm like THE FREEDOM LAW FIRM, P.A. with experience in handling personal injury cases is critical. We prepare all of our cases as if they are going to court and this is the very reason why most of our cases get settled. We are always prepared and our preparation allows us to negotiate from a position of strength, helping you get the maximum award for your injuries. We cannot settle any case without the client's consent. You will be the one who ultimately decides whether to settle or go to court. No lawsuit will be filed without your consent. We will, of course, counsel you and make our recommendations, but you will make the final decisions.
12. Is an attorney necessary to litigate a automobile accident case?
Absolutely. An automobile injury victim will need to retain an attorney to establish liability against anyone potentially at fault and help maximize your recovery. This may involve filing a lawsuit. The insurance company will have its own lawyers to represent the responsible party. Their job is to prevent or limit your recovery.
13. Who can file a lawsuit in a automobile accident causing injury or death case?
Anyone who is injured or has had a family member killed in an accident can file a lawsuit. This includes adults and children by way of their guardian.
14. Who would normally be sued in a automobile accident case?
Anyone who was at fault for the accident. This might include the driver and/or the owner of the vehicle. It is not uncommon for multiple people or companies to be at fault.
15. What does your law firm charge for legal fees?
You pay nothing unless and until we recover money for you. Our fee is a percentage of the recovery.
16. How much time do I have in which to bring an automobile accident claim?
The time in which to bring a claim is governed by what is called the statute of limitations. The statute of limitations governs the length of time one has to file a lawsuit. After the statute of limitations has run, a person is forever precluded from bringing such a claim. In some cases, the statute of limitations may only be one year. In other circumstances, it might be three years. Many factors determine the applicable period of time. For this very reason, an individual who believes that he or she has an automobile case, should contact an experienced attorney at THE FREEDOM LAW FIRM, P.A. as soon as possible.
THE FREEDOM LAW FIRM, P.A - (407)883-2618
What Insurance Companies Do Not Tell You
1. Even though you may not be at fault, in Florida it is your insurance company that pays your medical bills and car repair costs. The other party's insurance will typically make you an offered but do not be fooled they are trying to get off as cheaply as possible. How do you know if it's a good offer or not? They are counting on your inexperience and will use it against you to get you to agree to take less than you deserve.
2. Insurance companies have many lawyers focused only on accident claims. It's an army of many against just you.
3. It's in the insurance company's best interest to keep you waiting for your money. How long are you willing to wait? Are you willing to settle for less than what you deserve?
4. If you take a settlement from the insurance company, they don't owe you another cent. What if your injury flares up again? Have you really looked at all the costs that are involved in the long run?
5. An insurance company gets thousands of accident reports daily. Don't be fooled, to them you are not a person but a claim number. Are you willing to accept a settlement offer from people who aren't looking out for your best interest?
6. The insurance company may ask to tape record your conversations "for accuracy purposes" when speaking with you. Never let anybody tape record you they can use the recording against you.
The Freedom Law Firm of Orlando specializes in personal injury, family law, and foreclosure defense. Contact us today 407-883-2618 for more information on our Orlando Law services.
DO YOU WANT TO COMPLAIN TO THE STATE INSURANCE DEPARTMENT?
We advise that you call The FREEDOM LAW FIRM, P.A. in Orlando and speak to one of our experienced attorneys before taking the long journey alone toward settling your insurance claim. Please call our office and allow us to schedule an appointment for FREE!
The Consumer Services Division is the investigative arm of the Florida Office of Insurance Regulation and attempts to ensure fair and equitable dealings between insurers, agents, and policyholders regarding all insurance transactions. This division receives all complaints against agents or insurers
Florida Office of Insurance Regulation
200 East Gaines Street Tallahassee, FL 32399 Phone: 850-413-3140